PM Vidyalaxmi Scheme 2026: College Padhai Ke Liye Milega Bina Guarantee Education Loan, 3% Interest Ki Chhoot!


Paise ki kami ki wajah se ab kisi bhi student ki padhai nahi rukegi. Government ne PM Vidyalaxmi Scheme ke tahat desh ke top colleges mein padhne wale students ke liye bina kisi guarantee aur guarantor ke education loan dena shuru kiya hai.

​Is Scheme Ke Bade Fayde:

  • ​Bina Guarantee Loan: Is loan ke liye aapko koi bhi collateral (zameen, ghar) ya guarantor nahi dena padega.

  • ​Kya-Kya Cover Hoga: College ki fees, hostel ka kharcha, books, exam fees aur laptop ka kharcha bhi isme shamil hai.

  • ​Interest Subvention (Chhoot):
    • ​Agar parivar ki salana kamai ₹4.5 lakh tak hai, toh padhai ke dauran 100% interest maas (free) hoga.
    • ​Agar parivar ki kamai ₹4.5 lakh se ₹8 lakh ke beech hai, toh 3% interest ki chhoot milegi (₹10 lakh tak ke loan par).

​Eligibility (Kaun Eligible Hai?):

  • ​Student Bharat ka nagrik hona chahiye.
  • ​Uska admission desh ke top 900+ Quality Higher Educational Institutions (QHEIs) mein merit ya entrance exam ke zariye hua ho.

​Apply Kaise Karen?

​Students ko pmvidyalaxmi.co.in portal par ja kar register karna hoga aur single common application form bharna hoga.

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